Buyers
Buying a home in Greater Houston
Whether it's your first property or your fifth, the process is the same six steps. Here's exactly how it goes, and what I handle at each one.
The process
Six steps to the keys
- 01
Get pre-approved
Before we tour anything, we establish your real budget with a trusted lender. In a competitive market a pre-approval letter is what makes your offer credible.
- 02
Define the target
We get specific about location, school zones, commute, must-haves and deal-breakers, then I set up MLS alerts so you see matches the day they list.
- 03
Tour and evaluate
I walk properties with you and give you the honest read: what the comps say, what the condition suggests, and what it will realistically cost you to own.
- 04
Offer and negotiate
I build the offer strategy around the seller's motivation, not guesswork. Price, terms, options and repairs all negotiated on your behalf.
- 05
Inspections and financing
Option period, inspection, appraisal and underwriting all run on a clock. I track every deadline so nothing quietly slips.
- 06
Close and take keys
Final walkthrough, closing disclosure review, signing, and a relationship that continues long after the transaction ends.
A note on Texas specifics
Two things surprise buyers relocating here: property taxes and the option period. Texas has no state income tax, so property tax rates run higher than many states, so budget the full monthly payment including taxes and insurance, not just principal and interest. And the option period gives you a short, paid window to inspect and walk away. It is the most important protection in the contract, and I make sure we use it properly.